At MOBBtek Capital LLC, compliance is a core operating principle. We maintain policies, procedures, and controls designed to support responsible debt-buying activities, protect consumer information, and align with applicable federal and state requirements.

This page is intended to provide transparency for consumers, sellers, and regulators while preserving the confidentiality of internal compliance processes.

Compliance Commitment

MOBBtek Capital LLC is committed to:

  • Conducting business ethically and lawfully

  • Acquiring receivables only through documented purchase agreements

  • Protecting consumer privacy and sensitive information

  • Maintaining accurate and respectful communications

  • Responding promptly to consumer requests, disputes, and inquiriesCompliance expectations apply across all portfolios and service providers.

Scope of Operations

MOBBtek Capital LLC operates as a debt buyer and may acquire consumer receivables, including medical-related accounts, from third-party sellers. Account handling and communications are structured based on account type, jurisdiction, and applicable legal requirements.

Consumer Privacy & Data Protection

We maintain administrative, technical, and physical safeguards intended to protect personal information and confidential data.

Key privacy principles include:

  • Limiting access to authorized personnel

  • Applying minimum-necessary access standards

  • Secure handling, storage, and disposal of information

  • Vendor confidentiality and data-protection expectations

Sensitive personal, financial, or medical information is not requested through unsecured website forms.

HIPAA-Aligned Handling of Medical Accounts

For medical-related receivables, MOBBtek Capital LLC maintains policies designed to align with HIPAA privacy and security principles as they relate to downstream handling of protected health information (PHI).

These measures include:

  • Workforce training on PHI handling

  • Restricted, role-based access to medical information

  • Secure communication procedures for verification and documentation

  • No use of diagnosis or treatment details beyond what is operationally necessary

MOBBtek Capital LLC does not represent itself as a healthcare provider or covered entity.

Applicable Legal Framework

Depending on account type and jurisdiction, our operations are designed to align with applicable requirements, which may include:

  • Fair Debt Collection Practices Act (FDCPA), where applicable

  • Fair Credit Reporting Act (FCRA), where applicable

  • Gramm–Leach–Bliley Act (GLBA) Safeguards Rule

  • State consumer protection and licensing laws

  • Data privacy and breach notification requirements

Legal obligations may vary, and our internal processes are structured accordingly.

Consumer Rights & Requests

Consumers may contact us to:

  • Request account information

  • Request documentation or validation

  • Submit a dispute regarding accuracy

  • Update contact information

  • Ask questions regarding a notice received

Requests are reviewed and handled in accordance with applicable verification and legal standards.

Website Submission Restrictions

To protect privacy, please do not submit:

  • Full Social Security numbers

  • Detailed medical records or diagnoses

  • Bank account or payment card information

  • Login credentials

If additional information is required, secure submission instructions will be provided.

Compliance Oversight & Escalation

Compliance-related concerns may be directed to:

Compliance Department – MOBBtek Capital LLC
Email: compliance@mobbtek.com
Phone: (949)942-1088
Mail: 981 CALLE NEGOCIO, STE 200,

SAN CLEMENTE, CA 92673, UNITED STATES

Disclosure

This Compliance page is provided for informational purposes and reflects MOBBtek Capital LLC’s compliance posture at a high level. It does not replace official communications or modify consumer rights under applicable law.